It is not unusual for individuals involved in substance abuse to exhaust all resources on their addiction. When it comes time to get help in a Bay City drug rehabilitation facility, there may be no money left over to cover the costs of such treatment. If the person is not covered by private health insurance in Bay City, they will need to self pay in order to obtain rehabilitation services. Self pay implies that the individual will need to come up with the financial resources to pay for the costs of drug treatment, costs which can vary depending on the treatment option which is being considered. If the self pay option is the only way to pay for drug treatment, prospective treatment clients can work with treatment counselors to find out if any payment assistance can be offered in the form of a reduced rate or slide scale fee. These options for self pay clients are typically determined based on each individual's circumstances which can include personal income as well as other possible financial resources.