It is not unusual for individuals engaged in substance abuse to deplete all financial resources on their addiction. When it is time to get help in a Monticello drug treatment center, there may be no money left to cover the costs of such treatment. If the addicted individual is not covered by private health insurance in Monticello, Kentucky, they will need to self pay in order to obtain rehab services. Self pay implies that the individual will need to come up with the money to cover the costs of drug rehabilitation, costs which can vary depending on the rehabilitation option which is being considered. If the self pay option is the only way to pay for drug rehab, prospective treatment clients can work with treatment counselors to find out if any payment assistance can be offered in the form of a discounted rate or sliding scale fee. These options for self pay clients are usually decided based on each individual's circumstances which can include personal income as well as other possible sources of income.