Most Richmond drug and alcohol rehabilitation programs accept personal health coverage, and many private health coverage plans cover some or most of the costs associated with both outpatient and inpatient drug treatment. In fact, those in Richmond, Kentucky who possess personal health coverage have numerous drug treatment options at their disposal and can choose from a variety of different recovery programs and facilities. Due to the fact that there are numerous different types of health insurance as well as a myriad of treatment options that they cover, it is best to consult with a professional treatment counselor who can work with the health insurance company to figure out what is and what is not covered. Many private health insurance companies will work with the client to get them in the drug treatment center which best suits their treatment requirements.