It is not unusual for people engaged in substance abuse to expend all resources on their addiction. When it comes time to get help in a Saddle River drug rehab facility, there may be nothing left to cover the costs of such treatment. If the person is not covered by private health insurance in Saddle River, they will need to self pay in order to obtain treatment services. Self pay implies that the person will need to come up with the financial resources to cover the costs of drug treatment, costs which can vary depending on the treatment type which is being considered. If the self pay option is the only way to pay for drug treatment, prospective treatment clients can work with treatment counselors to determine if any payment assistance can be offered in the form of a reduced rate or sliding scale fee. These options for self pay clients are typically decided based on each individual's circumstances which can include household income and other potential financial resources.